VA

VA Home Loan

VA loans are made by Flat Branch Home Loans and guaranteed by the U.S. Department of Veteran Affairs (VA) to eligible veterans for the purchase or refinance of a home.

The VA loan was designed to offer long-term financing to eligible American veterans or their surviving spouses. A VA loan is generally available with no down payment and no monthly mortgage insurance, making this a great option for eligible veterans.

*A down payment is required if the borrower does not have full VA entitlement or when the loan amount exceeds the VA county limits. VA loans subject to individual VA Entitlement amounts and eligibility, qualifying factors such as income and credit guidelines, and property limits. Flat Branch is not affiliated with any government agencies or the Department of Veterans Affairs.

Fast & Easy Application Process

2018-01-13
Choose Loan Amount

It is recommended to look for homes that cost no more than three to five times their annual household income.

2018-01-14
Get Your Loan Approved

Get all of the paperwork required to complete the purchase, including your loan documents.

2018-01-15
Get Your Cash for New Home Purchase

Once all previous steps are done, you are ready to get funds and move into your new home soon!

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