USDA
Owning a home outside of city limits may be easier than you thought with USDA home financing from Flat Branch. The USDA Guaranteed Rural Housing mortgage is available for salaried, non-salaried and self-employed borrowers, and is not limited to first-time homebuyers.
- 0% down payment required
- 620 minimum FICO
- Primary residence only
- Fixed-rate financing available at USDA interest rates
- Gift funds allowed for closing costs
- New construction financing options available.
*USDA Guaranteed Rural Housing loans subject to USDA-specific requirements and applicable state income and property limits. Flat Branch is not affiliated with any government agencies. These materials are not from USDA or RD and were not approved by USDA, RD, or any other government agency.
Fast & Easy Application Process
It is recommended to look for homes that cost no more than three to five times their annual household income.
Get all of the paperwork required to complete the purchase, including your loan documents.
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